Steven To


About Steven To

Steven To is a software developer that specializes in mobile development with a background in computer engineering. Beyond his passion for software development, he also has an interest in Virtual Reality, Augmented Reality, Artificial Intelligence, Personal Development, and Personal Finance. If he is not writing software, then he is out learning something new.

Diversification for Growth Investing

There is a lot of confusion out there on the topic of diversification when it comes to growth investing. The common theme is that when investing for growth, concentration is good but not diversification. While concentration is important diversification is also just as important.


What Is an NFT and Its Potential

The term NFT is getting hot nowadays. It is probably the reason why you’ve stumbled onto this post. You probably heard of NFT of a picture going for hundreds of thousands of dollars and want to learn more. At the time of this post, NFT is associated with pictures, but […]


Valuation Always Matter in the End

The valuation of a stock will always matter in the end. There could be a period when the price is getting ahead of itself, but eventually, the price returns to the means. There are many factors that affect the valuation of a company’s stock. In this post, I’ll be going […]